Independent comparison · updated October 2026

Two trolleys, same supermarket, same total at the checkout — but only one shopper actually got money back

It's rarely about spending less or earning more. It's whether cashback, deal alerts and spend-tracking are switched on before you tap your card, not after. ShopBack, Groupon Australia and WeMoney are each built to plug a different part of that gap. SaveRoo tested all three against the same criteria.

See the comparison 6 min read

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Close-up of a phone showing a cashback summary, held next to a supermarket shopping bag on a kitchen bench

3 apps compared

Illustrative screen — not an actual app interface.

ShopBack, Groupon Australia and WeMoney compared

ShopBack pays cashback on everyday online shopping, Groupon Australia specialises in upfront discounts on local experiences and goods, and WeMoney tracks your spending across accounts so you can see where the money's actually going. The table below lines up what matters most.

Criteria	ShopBack	Groupon Australia	WeMoney
What it does	Cashback on purchases through partner retailers	Upfront discount deals on local experiences, goods & travel	Reads your linked accounts to track spending & savings goals
Reward model	Cashback paid after purchase confirmsStrength	Discount applied upfront at checkout	No cashback of its own — free tracking & community tips
Withdrawal method	Bank transfer, PayPal	N/A — discount applied at time of purchase	N/A — not a cashback provider
Retailer coverage	4,500+ connected brands, in-store & onlineStrength	Strong on local experiences, restaurants & travel	N/A
Spend tracking	Not a core feature	Not a core feature	Automatic categorisation & savings goalsStrength
Account access	No bank connection needed	No bank connection needed	Read-only Open Banking (Consumer Data Right)
Best for	Everyday online shopping	One-off experiences & local deals	Seeing exactly where your money goes
	View	View	View

Details sourced from each provider's own site and public App Store listings, checked October 2026. Terms change — always confirm current rates directly with the provider before signing up. Cashrewards ceased operating in September 2025 and is not included in this comparison.

Links marked "View" are affiliate links: if you sign up through them, SaveRoo may earn a commission from the provider, at no extra cost to you. Details in our guides.

The three apps in detail

ShopBack

Cashback on everyday shopping

★★★★☆ 4.4/5 (App Store)

✓ 4,500+ connected brands across online & in-store
✓ Browser extension flags cashback automatically
✓ Gift card cashback on top of retailer rates
✓ Withdraw via bank transfer or PayPal

Free to join

View ShopBack → Full review →

Best for experiences

Groupon Australia

Upfront deals on local experiences

★★★★☆ 4.1/5 (App Store)

✓ Deep discounts on restaurants, activities & travel
✓ Discount applied instantly, no waiting for cashback
✓ Local deals across every major Australian city
✓ No account fee

Free to browse

View Groupon → Full review →

WeMoney

Spend tracking & savings goals

★★★★★ 4.7/5 (App Store)

✓ Connects accounts via Consumer Data Right Open Banking
✓ Automatic spend categorisation & savings goals
✓ Community features for accountability
✓ No cashback of its own — pairs well with ShopBack

Free

View WeMoney → Full review →

How SaveRoo tests

We check every app against the same four steps — regardless of whether or how much commission we earn if you sign up.

Create a real account

We sign up ourselves and go through the full process, same as any new user.

Test a real purchase

For cashback and deal apps, we make a tracked purchase and time the payout.

Check the fine print

Fees, exclusions and minimum withdrawal amounts are read in full.

Cross-check public ratings

App Store ratings and independent reviews are used as a secondary check.

Common questions

Is SaveRoo a bank or financial adviser? ▾

No. SaveRoo is an independent comparison site. We don't hold your money, offer accounts, or provide personal financial advice — we compare publicly available cashback, deals and spend-tracking apps run by other companies.

How does SaveRoo make money? ▾

Through affiliate commission: if you sign up to an app through one of our links, we may be paid by that provider, at no extra cost to you. The comparison criteria are the same for every provider, regardless of commission.

What happened to Cashrewards? ▾

Cashrewards ceased operating as a cashback marketplace in September 2025. ShopBack is now the main mainstream cashback platform in Australia, which is why it's included here instead.

Can I use more than one of these apps at once? ▾

Yes — they're not mutually exclusive. A common combination is WeMoney for tracking where money goes, plus ShopBack or Groupon for the purchases you'd make anyway.

Is my data safe if I connect an account to WeMoney? ▾

WeMoney connects via Australia's government-regulated Consumer Data Right (Open Banking), meaning it can view transactions but can't move money. No digital service can guarantee zero risk — read the provider's own security pages before connecting an account.